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Dental Care | Disability | Extended Health

Group Insurance Solutions


AN AFFORDABLE INVESTMENT IN YOUR EMPLOYEES’ BENEFITS

If you are a small business owner, you can contribute positively to the success of your business by setting up a Group Benefit Program, thus you will provide the feeling of security and well being that each of your employees will appreciate. As the owner of your business, you know the importance of getting and keeping good and loyal employees. You need quality and you need continuity…a long term employee will generate substantially more profits for your business than a series of short-term employees.

One major factor in giving employees a feeling of security and satisfaction is the existence of a solid, well designed benefit plan.

Such a plan can also:

  • Improve moral and contribute to increased productivity by providing added financial security to your employees and their families.
  • Provide all employees with a guaranteed level of coverage.
  • Give you and your employees “peace of mind” knowing the cost of such a coverage is minimal compared to a large payoff.


    • WHAT’S IN IT FOR YOU?



  • A competitive edge in the job market.
  • A tax deduction for your business.
  • The Flexibility in rewarding key groups of employees with with specialized benefits

    • A TYPICAL PLAN, offers the following options to choose from:

    Basic life insurance coverage offers employees peace of mind in knowing that their family can be taken care of if they, or one of their dependents, should die. It provides an employee’s family with financial assistance to cope with the impact of a premature death and payment should they lose the use of limbs, speech, hearing or sight as a result of an accident.

    Optional life insurance enables a plan member to leave something more for their loved ones, after they die.

    Spousal life insurance can be especially important for a dual-income family where both incomes are needed to meet and maintain the family's obligations and lifestyle.

    Dependent life insurance can provide some financial help during a difficult time. With both basic and optional life insurance, coverage can be based on multiples of an employee's salary or a flat amount.


    Conversion privilege

    In the case of a termination of employment, covered employees can replace all or part of their optional life coverage with an individual life contract within 31 days of cancellation, without having to provide medical evidence.

    Dental Care. It helps control the expenses associated with routine check-ups and necessary dental work.

    Extended health care. Ensures financial help for the employee and his dependents in paying for medical expenses and prescription drugs not covered by the Provincial plan.

    Disability Insurance. It comes in the form of Weekly Indemnity and or Long term disability. Pays the disabled employee part of his lost income…when it is needed most.

    BUT WHY SHOULD YOU CHOOSE US?

  • We are associated with a number of well-known and respectable benefit providers. This assures you the selection of a leader in the field, that is, one that offers reasonable rates, flexibility in plan design, superiority in claims handling and a rehabilitation program for disabled employees.
  • Because you, the business owner, or your office manager/plan administrator, have better things to do than inquiring from among a multitude of insurance companies, about benefits, rates, plan designs and other pertinent information, We will do this for you.
  • We will search the market on your behalf and thus, we’ll save you time and possibly money.

    • For a free, no obligation consultation, or to learn how you can get attractive quotations, call us today. You have nothing to lose and possibly much to gain. Let us shop the market for you, and thus save you time and effort.